Religare Joy Maternity New Born with Health Insurance (Review)

Religare Health Insurance has designed JOY Maternity & New-born Cover with Health Insurance with love and understanding. JOY is a modern insurance product, which addresses all questions and uncertainties that the policyholder may have. The JOY maternity insurance plan covers hospitalization expenses during pregnancy and also the post-hospitalization phase.


Features of this Policy -


- In-patient Care
- 2 variant of the policy - Joy Today and Joy tomorrow.
- Term of the policy is 3 yrs
- Minimum and Maximum entry age for adult women is 18 yrs and 45 yrs for both the policy variant.
- Minimum and Maximum entry age for children is 1 day to 24 yrs for both the policy variant.
- Exit age for both the policy variant is lifelong.
- Day Care Treatment
- Maternity Cover is available up to the age of 45 yrs.
- New-born Baby Cover
- Pre & Post Hospitalization Cover
- No Claim Bonanza
- Single Private Room with AC
- 100% increase in sum insured with No Claim Bonanza (Optional Cover)
- Short 9 month waiting period for maternity related insurance claims.


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