FICO Changes To Dramatically Affect Credit Scores In Effort To Reduce Defaults

In a nutshell - 'FICO Score 10 Suite' is supposedly better at identifying potential deadbeats from those who can pay, and claims to be able to reduce defaults by as much as 10% among new credit cards, and nine percent on new auto loans.

Around 40 million people with already 'high' scores (above 680) are likely to see their credit rise, while those with scores at or below 600 could see a dramatic drop.

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