💲💲Do You Know You Should Buy A Homeowner Insurance?

Everyone should have insurance on its home's contents, against theft, fire, windstorm, or some other disaster.

It is also wise to be insured for personal liability. This would cover an accident that might occur to someone who is visiting your home.

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A standard policy provides limited protection against (for example) fire and theft.

WHAT'S LIABILITY COVERAGE?
Liability coverage protects you if you are sued for causing property damage or injuring someone.

WHAT'S A DEDUCTIBLE?
This is the amount you pay for a loss before the coverage kicks in. Deductible amounts vary. Your insurance costs less if you take a larger deductible, but, of course, you will have to pay the amount of any loss up to the deductible.


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